Guides · Xandii
Home loan guides
Plain-English guides on buying a home and getting a home loan. They are general information. To see what it means for you, use the home loan comparison tool or talk to a Xandii broker.
Guides by situation
- Home loans for FIFO workers: how lenders read roster pay
How lenders read FIFO pay: roster pay, overtime, allowances, probation and mining towns, with a worked example from our comparison tool.
Lender policy questions
- Mining town home loans: what lenders look at when you buy there
Why lenders limit loans in mining towns, how much deposit you may need, the government deposit scheme there and what our comparison tool can't check.
Home loan topics
- How is stamp duty calculated when you buy a home?
How stamp duty (transfer duty) works: who charges it, the sliding scale, why states differ and first home buyer concessions. General information only.
Credit assistance is provided by Xandii Home Loans Pty Ltd (ABN 35 699 885 802). Credit Representative 580187 is authorised under Australian Credit Licence 389328.